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California workers' compensation and fraud
Please note that in the current
business climate all employers and insurance companies are suspicious of all
workers' compensation claimants. They think everyone is trying to cheat them.
Therefore, they will often seek out information to try to prove you are not
telling the truth, including secretly investigating or photographing you.
If you are found to have made false statements in order to collect workers'
compensation benefits, you can lose your right to collect any benefits and could
even be forced to re-pay money paid by the insurance company to you or your
doctor. This is true even if it is agreed that you have a work injury and all you
have done is exaggerate the amount of your disability by claiming to be unable
to do things which you are proven to have done. . It is a felony to lie to
obtain workers' compensation benefits.
We cannot prevent insurance
companies and employers from exercising their paranoid fantasies. We can present
your case in a way that prevents you from running into problems.
A few
simple rules will keep you from getting into trouble. We recommend the
following:
1. Be honest.
2. Keep your attorney informed.
3.
Never say "Never" or "Always."
These three simple rules all boil down to
the first rule which is to be honest. If you have had other injuries, be sure to
tell your attorney. Try not to leave out any injury or part of body involved in
any injury. Some simple examples are as follows:
1. If you sometimes pick
up your children or grandchildren do not say that you "never" pick them up. If
the defendants discover a photo or if they videotape you picking up your child
the one time that you did, they will use it to prove that you were "lying."
2. If you had an automobile injury where you hurt your neck and back do not
try to pass it off as an injury to your neck only just to look good for your
current workers' compensation back injury. The insurance company will get the
records from the doctor for your previous injury.
3. If you are working
at all, be sure to tell you attorney. You will need to report earnings. If you
are collecting temporary disability, you have been certified by your doctor to
be unable to do any kind of work, or at least any kind of work which is
available from your employer.
4. Keep these simple rules in mind. Be
honest and keep your attorney informed and you will not have to worry about the
insurance company gaining an advantage by making it look like you are dishonest.
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© Robert S. Havens, 2012
This article is for general information, and not meant as
specific legal advice. You should always see an attorney for specific legal
questions.
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